Radical changes have reshaped the financial world we live in. It’s no longer viable to embark on a career in the safe knowledge that it will still be relevant in 5, 10 or 15 years time.

Buy and hold (property) is no longer the guarantee of capital gains that it was for generations of Aussies. Technological change means that we must look more for cash flow now rather than capital gains that show no signs of returning to their former glory.

The wealthy of the future will not be those who stick with old ideas of money management but rather those who take the opportunity inherent in any change filled environment and run with it.